Your personal finance AI assistant
Meet Penny.
Money talk, made simple.
Log spending in plain words, see what's left at a glance, and keep every account — bank, wallet or cash — in one place. No spreadsheets.
Prefer your computer? Start your free trial on the web
spent 18 on lunch with my card
Added $18 for lunch (Food). From Card — balance $342.
how much do I have left this month?
$1,240 left — you're on track. That's about $46 a day until the 30th.
Your money, in good hands
AI insights for a brighter you
Like a personal accountant, always here
Build a healthier financial future
Simple pricing
Try everything free for 14 days — no card needed. Then pick a plan.
Subscriptions are in the Penny app, billed by the App Store or Google Play in your local currency. One subscription works on your phone and on the web.
No plan after the trial? Your account pauses and your data stays until you subscribe or delete it.
Monthly
$9.99/month
Billed monthly. Cancel anytime.
- Log spending by chat, in plain words
- Accounts & balances — bank, wallets, cash, any currency
- Budgets, plans, goals and recurring payments
- Reminders and invoice scan
- Analytics that show where your money goes
Yearly
$84.99/year
About $7.08 a month — save 29%. Billed yearly.
- Log spending by chat, in plain words
- Accounts & balances — bank, wallets, cash, any currency
- Budgets, plans, goals and recurring payments
- Reminders and invoice scan
- Analytics that show where your money goes